SERIOUS PERSONAL INJURY LAW

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EPM has highly experienced attorneys available to maximize the recovery for victims of serious personal injury or wrongful death. The firm enjoys an excellent reputation as successful trial lawyers who have the practical legal expertise necessary to conclude many cases through voluntary out-of-court settlement. The lawyers also have the advanced litigation skills necessary to take complex or disputed cases to trial and appeal, if necessary. EPM handles a variety of serious personal injury cases, including the following:

• Motor Vehicle Accidents
• Trucking Company Claims
• Falling Merchandise Cases
• Premises Liability
• Products Liability (Defective Products)
• Wrongful Death
• Professional Negligence
• Sexual Harassment

If you have been injured as a result of the carelessness or negligence of another person or company, you may have a personal injury claim. You may be able to recover a sum of money to compensate you for your lost wages, medical expenses, prescription drugs, travel expenses, pain and suffering, mental anguish and permanent disability or disfigurement. The law office of Elliot Pishko Morgan is available to assist you in determining whether you have a valid personal injury claim and, if so, to represent you in pursuit of your claim. We do not charge an attorney fee for the time we spend on your case unless and until we recover compensation for your claim. The types of incidents which may give rise to a claim for personal injury include the following:

Oftentimes, an insurance company will contact injured persons shortly after an accident in an attempt to resolve the claim quickly and minimize its "pay out." Remember that insurance adjusters are generally well-trained in negotiation tactics. You should consult with an attorney before dealing with an insurance adjuster so that you will be fully aware of your rights. We will gladly talk with you about your claim so that you can decide whether you need to retain an attorney to represent you.

WHAT SHOULD I DO IN THE EVENT OF AN ACCIDENT? 
SHOULD I TALK ABOUT THE ACCIDENT?

In many cases, shortly after the accident, the injured person will be contacted by a representative of the other party's insurance company. You may be asked to provide a statement or to fill out a report so that the insurance company can "carefully consider your claim" or "so it can be quickly resolved." Remember, the insurance company represents the interest of the other party to the accident and is primarily concerned with minimizing its "pay out." Any statement or information provided by you concerning the facts of the accident or your injuries may be used in court.

SHOULD I KEEP A DIARY?

Over time, many people tend to forget the problems they suffer as a result of an accident. You should begin keeping a diary as soon as possible after the accident so that you will be able to describe your ordeal in detail during trial or settlement negotiations. Describe your pain and discomfort and explain how your injuries have affected your job performance and your day to day activities. Keep track of your doctor appointments and other treatment necessary to help you recover from your injuries, such as physical therapy.

SHOULD I SUBMIT MY MEDICAL BILLS TO MY INSURANCE COMPANY?

In North Carolina, a person injured by another person's carelessness may recover all medical bills reasonably related to his injury, including those expenses paid by the injured party's own health insurance. Therefore, you should submit your bills to your own insurance carrier to be sure that your health care providers are paid promptly. If you have expenses that are not covered by your insurance, and you are unable to pay these expenses, many health care providers will agree to wait for payment until your claim is resolved. Our firm can assist you in reaching such an agreement with your providers.

SHOULD I GET AN ATTORNEY?

An injured person's rights are determined by the applicable statutes, both federal and state, regulations, ordinances and legal precedents. The law also governs the admissibility of evidence at trial, the legal procedures necessary to assert your claim, and the time period during which you must institute a claim. In some situations, this time period may be relatively brief. As such, the law can present a complex web that may trap the unwary.

At Elliot Pishko Morgan, your initial consultation is free. You will speak with an attorney about your case. At the conclusion of the conference, the attorney will then provide you with some options for your consideration. If you wish to hire our firm to represent you, you will not be required to pay any money for the time the attorneys work on your case unless and until you have been compensated for your injury. If there is no recovery, then there is no attorney fee.

WHAT SHOULD I LOOK FOR IN SELECTING A LAWYER TO REPRESENT ME?

Before hiring a lawyer, you should learn all you can about the firms you are considering. Ask for information about the lawyer's education, training and experience, and ask the lawyer to tell you about his or her experience dealing with cases similar to yours. Ask the lawyer to go over the fee contract with you in detail, and be sure you understand how you will pay the lawyer's fee and costs at the end of the case. Ask about the possible adverse consequences if your case is lost. Ask if your lawyer intends to handle your case alone, and if you are told that other lawyers outside the firm will be asked to assist, find out what the fee arrangements will be with those lawyers.

WHAT CAN I EXPECT FROM MY FIRST APPOINTMENT WITH YOUR FIRM?

At Elliot Pishko Morgan, you will find our staff to be courteous and professional. Visiting a law firm for the first time can be an anxious experience, and we will do our best to make you comfortable. We will block out plenty of time to meet with you to discuss your situation. It is always helpful if you bring whatever paperwork you may have concerning your claim to the initial consultation. There will be no charge for this initial consultation.

WILL I HAVE TO PAY ANY MONEY TO GET STARTED?

We handle personal injury cases on a contingent fee basis. Generally, our attorney fee will be one-third of the recovery we are able to obtain on your behalf, although other arrangements are possible. We do not require a "retainer fee" in personal injury cases.

WHO PAYS FOR OUT OF POCKET EXPENSES WHILE MY CASE IS PENDING?

Out of pocket expenses are ultimately a client's responsibility. While a case is pending, we will usually advance expenses incurred during our representation. These costs will be paid out of the recovery or at the conclusion of the case. These costs may include charges for medical records, long distance telephone calls, travel, court reporter fees and expert witness fees.

HOW DO I DECIDE WHETHER TO SETTLE OR TRY MY CASE?

The decision whether to settle or to try your case is yours. However, before you make your decision, we will outline the pros and cons of each option for you. Your decision will be based upon the best information we can obtain relating to the value of your case.